Local guide
Best merchant services in New York
City pages highlight processors that commonly fit local ticket sizes and industries. Compare quotes on your own statements before you switch.
Your connection looks like it may be near Columbus. Rankings and notes below are still written for New York businesses overall—we do not personalize picks from your location alone.
How should New York teams use this page?
Start with the comparison table, then read the Stripe review if ecommerce matters, or the Square review for countertop-first workflows.
| Processor | Best for | Monthly fee | Rate | Score | Next step |
|---|---|---|---|---|---|
| Kurv | Retailers wanting transparent interchange-plus | Varies (quote) | Interchange + markup | 9.1 | Visit site |
| Square | Quick setup for mobile and countertop | $0 (standard) | Flat per tap/dip/swipe | 8.6 | Visit site |
| Stripe | Online-first and platform businesses | $0 (standard) | Pay-as-you-go online | 8.8 | Visit site |
| PaymentCloud | Higher-risk or hard-to-place merchants | Varies (quote) | Program-dependent | 8.2 | Visit site |
| Helcim | Interchange-plus with member-friendly tools | $0 (common plans) | Interchange + % | 8.5 | Visit site |