Industry guide
Best merchant services for contractors
Vertical guides stress ticket size, chargeback risk, and hardware needs. Pair this page with a fresh statement review before you sign.
Need a neutral compare? Open Kurv vs Square or return to the national shortlist.
Which processors should contractors operators shortlist?
Columns highlight fit—not guarantees. Validate pricing on your own mix of card types.
| Processor | Best for | Monthly fee | Rate | Score | Next step |
|---|---|---|---|---|---|
| Kurv | Retailers wanting transparent interchange-plus | Varies (quote) | Interchange + markup | 9.1 | Visit site |
| Square | Quick setup for mobile and countertop | $0 (standard) | Flat per tap/dip/swipe | 8.6 | Visit site |
| Stripe | Online-first and platform businesses | $0 (standard) | Pay-as-you-go online | 8.8 | Visit site |
| PaymentCloud | Higher-risk or hard-to-place merchants | Varies (quote) | Program-dependent | 8.2 | Visit site |
| Helcim | Interchange-plus with member-friendly tools | $0 (common plans) | Interchange + % | 8.5 | Visit site |
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